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Lou Honick

A.k.a. Kevin Novaka, Nicole Johnson (etc... tons of fake aliases)
Fraudster, Operative, Spammer / Male / Center-Right

Lou Honick is a center-right Fraudster and Operative and Spammer who is a citizen of , and has been associated with the following entities as either a significant contributor, participant, promoter, or beneficiary, according to our OSINT research:

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Google Tag Manager: UA-19207206-1

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Public references:

other merchant domains too already in our database

[email protected]

fake blogger recommending Host Merchant Services (illegal):

Who owned in the past? (4 records)
19 NOV 2012
Owner: (29 domains)
Geolocation: Newark, Delaware, United States (158 million domains from United States for $4,250)
Status: clientDeleteProhibited, clientTransferProhibited, clientUpdateProhibited

Host Merchant Services New York, NY Address: 99 Wall Street #242 New York, NY 10005 Hours: M-F: 8:30AM – 7PM EST Sa-Su: 8:30AM – 6:30PM EST Phone: 1(877) 517-4678 Email: [email protected] Fax: (888) 535-7463 Services Payment Processing Point Of Sale Payment Integration Online Invoicing Mobile Payments E-commerce Experience a Higher Level of Service Get Started.… ‹ Less



Nicole Johnson [email protected]

I wanted to reach out regarding your merchant services account. We have an amazing program new program I think would be a great fit for you.
We have a new program that is available to help customers get their payment processing at wholesale cost! The best part is that you are able to lock-in lifetime rates at wholesale cost (guaranteed to never change or increase), but you aren’t locked in to a contract or term commitment!

For the at-cost program I have the following special available:

Lifetime processing at interchange cost, starting at just $99/mo and .10 per transaction. That’s right, you get straight pass thru cost for all card types, with zero markup on the rate. For the lifetime of your account. This won’t be available long, so let’s get the process started!

Process up to $500k annually for $99/mo plus wholesale cost for every transaction. If you process more than 500k annually, the rate only goes up to $199/mo. Locked in for life, you get access to wholesale pricing that previously hasn’t been available to small and medium businesses.

Don’t leave savings on the table, it only takes a few minutes to put these programs in place.

As always, we have low, transparent pricing, no term or termination fees, and the top customer service rating in the industry.

Please give me a call any time: 1-818-309-2860

Or you can schedule a meeting with this link here

I can’t wait to hear from you!

Best Regards,

Nicole Johnson
email. [email protected]
phone. 1-818-309-2860

Your business is important to me, but if you’d rather not receive further communications, remove or choose your preferences here

99 Wall Street #242 New York, NY 10005

Review this person (edit or delete anytime):

2 responses to “Lou Honick”

  1. Martin says:

    Lou is a scammer, plain and simple. Don’t trust a word that comes out of his mouth. He’s arrogant and thinks that everyone he deals with is beneath him.

  2. Jesse Nickles says:

    Lou runs a massive online fraud campaign on behalf of Wells Fargo bank using his front company “Host Merchant Services” which he formerly used to run fraud for First Premier Bank and also via their intermediary OpenSRS apparently…

    Somehow it seems all of Lou’s credit card/processing partnerships always disappear in a shroud of smoke and mirrors, but at some point Wells Fargo decided to acquire his fraud engine anyways (Wells Fargo, the bank repeatedly exposed as the most fraudulent large consumer bank in the United States, who then pays huge fines, and then does it all again)

    For years now he’s been running these fake websites with zero tracking information (trying to remain anonymous) as leadgen micro sites using fake employees, fake email addresses, and he even hides his company(s) from his own LinkedIn profile as well

    These fuckers are the perfect example of how privileged elites never go to jail in the US, and the government agencies that are supposed to be stopping this shit NEVER do their job, the only thing they ever do is slap small “fines” on these assholes when it become public

    Lou regularly violates the CAN SPAM ACT along with dozens of consumer protection regulations, but he’s still a high profile employee of Wells Fargo running these fraudulent leadgen operations and nothing is ever done about it

    P.S. Lou also has a fake “blogger” on Medium called Kevin Novaka where he illegally posts positive endorsements of Host Merchant Services:

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